For Pet Insurers

    Veterinary pricing intelligence for smarter underwriting.

    The CMA standardises what pricing data practices must publish. We monitor it — daily, across 5,000+ UK practices — giving actuarial and claims teams the continuous market intelligence that static RCVS snapshots can't provide.

    Static snapshots

    The CMA requires pricing data submission to the RCVS — but with no mandated refresh cadence. Likely annual at best. Market conditions shift far faster.

    Regional blind spots

    Consultation fees vary by up to 367% across UK regions. Without granular, continuously updated data, geographic risk models rely on outdated averages.

    Claims cost lag

    Reactive claims analysis means you're always pricing against yesterday's data. Proactive cost forecasting requires a live feed, not periodic reports.

    5,000+
    UK practices indexed
    1,600+
    Pricing datasets
    12
    UK regions covered
    Daily
    Scanning cadence

    Continuous market pricing data

    The CMA requires practices to submit pricing data to the RCVS — but with no mandated refresh cadence. VetCompliance scans 5,000+ practice websites continuously, giving you a comprehensive market snapshot today and an ever-updating feed going forward. Not a one-off census — a living dataset.

    • Daily automated scanning across corporate practices, weekly for independents
    • CMA-standardised service categories (consultations, vaccinations, neutering, diagnostics, dental)
    • Comprehensive market snapshot today with continuous updates as the market evolves

    Market Pricing Coverage

    Live snapshot
    South East
    842
    North West
    631
    London
    578
    West Midlands
    412
    Scotland
    389
    Yorkshire
    367
    5 CMA categories per regionUpdated daily

    Regional cost benchmarking

    Price variation for identical procedures can exceed 367% across UK regions. Our P10–P90 benchmarks give actuarial teams the granularity they need to model geographic risk accurately — not just national averages.

    • Percentile benchmarks (P10–P90) by service, region, and practice type
    • 12 UK regions with postcode-level granularity
    • Updated continuously as new pricing data is extracted

    Regional Benchmarks — First Consultation

    P10
    £35
    P25
    £42
    P50
    £55
    P75
    £68
    P90
    £85
    Sample: 1,247 practicesSouth East England

    Corporate vs independent analysis

    Corporate consolidation is reshaping veterinary pricing. Compare corporate medians against independent practices across all CMA service categories and model the impact on claims costs across your portfolio.

    • Corporate premium tracking across all CMA service categories
    • Group-level pricing patterns for major veterinary chains
    • Market segmentation by ownership type and region

    Corporate vs Independent — Median Fees

    Corporate
    Consultation£58
    Vaccination£52
    Neutering (cat)£185
    Dental Scale£320
    Independent
    Consultation£48
    Vaccination£45
    Neutering (cat)£155
    Dental Scale£275
    Corporate premiums range from 12–21% above independent medians nationally

    Fee cap & prescription monitoring

    The CMA's £21 prescription fee cap directly affects dispensing revenue and client behaviour. Monitor how practices are positioning their prescription fees relative to the cap and model the impact on pharmaceutical claims costs.

    • Distribution of prescription fees relative to the £21 cap
    • Corporate vs independent fee positioning analysis
    • Dispensing vs prescription behaviour indicators

    Prescription Fee Cap Exposure

    Distribution of prescription fees across monitored practices

    Under £15
    £15–£20
    At cap (£21)
    35% below £1525% at or near cap
    Continuous monitoring as practices adjust fees ahead of CMA enforcement

    Structured data & custom reports

    Access our pricing intelligence in formats your actuarial team can work with. We provide structured data exports — CSV and JSON — tailored to your model's requirements, covering regional benchmarks, market segmentation, and fee cap exposure.

    • Bulk data exports in CSV and JSON formats
    • Custom reports tailored to your portfolio regions and risk categories
    • Scheduled data deliveries to keep your models current
    Structured Data Exportbenchmarks_Q1_2026.json
    {
      "region": "south_east",
      "service": "first_consultation",
      "snapshot_date": "2026-04-15",
      "percentiles": {
        "p10": 35.00,
        "p25": 42.00,
        "p50": 55.00,
        "p75": 68.00,
        "p90": 85.00
      },
      "sample_size": 1247,
      "corporate_median": 58.00,
      "independent_median": 48.00
    }

    How we compare

    The CMA framework creates demand for veterinary pricing data. Here's how VetCompliance compares to the alternatives.

    VetComplianceRCVS Find a VetManual Research
    Refresh cadenceDaily / weeklyAnnual (expected)Ad-hoc
    Practice coverage5,000+ practicesAll registeredSample only
    Regional granularity12 regions, postcode-levelTBCLimited
    CMA-aligned categoriesYes — all 5 categoriesYesVaries
    Corporate vs independent splitYesNoPossible
    Structured data exportsCSV, JSONTBCNo
    Custom reportingYes — tailored to portfolioNoManual effort

    How we collect data

    01

    Index

    We maintain a database of 5,000+ UK veterinary practice websites sourced from the RCVS register, enriched with corporate group mapping and regional classification.

    02

    Scan

    Our automated scanner visits each practice website daily (corporates) or weekly (independents), identifying pricing pages and extracting structured fee data using AI.

    03

    Extract & validate

    Extracted prices are mapped to CMA-standardised service categories, scored for confidence, validated against regional benchmarks for anomaly detection, and aggregated into percentile statistics.

    Frequently asked questions

    Request a data sample for your portfolio region.

    We'll prepare regional benchmarks and corporate vs independent splits tailored to your underwriting needs. No commitment — just data.

    Request a Data Sample